in this Article We are Discuss the Apply FASTag? Benefit, Apply FASTag, Documents Need All Details
FASTag is a digital payment system used for toll collection on highways in India. It is an electronic toll collection system that allows vehicles to pass through toll plazas without stopping to pay cash.
FASTag is a small sticker that goes on a car’s windshield and has an RFID (radio frequency identification) chip inside. When a car with a FASTag drives through a toll booth, the amount of the toll is automatically taken out of the bank account or digital wallet that is linked to the tag. This system not only saves time and makes toll plazas less crowded, but it also encourages digital transactions and cuts down on cash use.
To get a FASTag, one needs to visit a bank, a Point of Sale (POS) location, or a website/app authorized by the National Highways Authority of India (NHAI). For a customer to buy a FASTag, they need to give information about their vehicle, a registration certificate, and KYC (Know Your Customer) documents. Once the tag is activated and linked to the bank account or digital wallet, it can be used for toll payments at any toll plaza across India.
How does FASTag system work?
FASTag ek digital payment system hai jo Bharat ke highways par toll collection ke liye istemal kiya jata hai. Ye ek electronic toll collection system hai jismein gadiyon ko toll plaza par rukkar cash dena nahi padta hai.
FASTag ek chhota sa sticker hota hai jo gadi ke windshield par chipka diya jata hai, jismein ek RFID (radio frequency identification) chip hota hai. Jab bhi ek FASTag se equipped gadi kisi toll plaza se guzarti hai, tab toll amount linked bank account ya digital wallet se automatically deduct ho jata hai. Is system se na sirf time bachta hai aur toll plaza par traffic congestion kam hota hai, balki ye digital transactions ko promote karta hai aur cash ke upyog ko bhi kam karta hai.
Ek FASTag prapt karne ke liye, vyakti ko ek bank, Point of Sale (POS) location ya National Highways Authority of India (NHAI) dvaara authorized website/app par jana hota hai. Customer ko apni gadi ke details, registration certificate, aur KYC (Know Your Customer) documents provide karne ki zarurat hoti hai. Jab tag activate ho jata hai aur bank account ya digital wallet se link ho jata hai, tab ye India ke kisi bhi toll plaza par toll payments ke liye istemal kiya ja sakta hai.
How to Apply FASTag
FASTag can be applied through various banks, point-of-sale (POS) locations, and online portals. Here are the steps to apply for FASTag
- Choose a bank or online portal that offers FASTag services. Some popular options include State Bank of India, ICICI Bank, HDFC Bank, and Paytm.
- Visit the official website of the selected bank or online portal and search for the FASTag application form.
- Fill in the application form with the required details, such as vehicle registration number, owner’s name, and address.
- Upload the necessary documents, such as a copy of the vehicle registration certificate, KYC documents, and a passport size photograph.
- Pay the requisite fees to purchase the FASTag. The fees vary depending on the bank or online portal.
- Once the payment is made, the bank or online portal will dispatch the FASTag to the registered address. The tag needs to be affixed to the vehicle’s windshield as per the instructions.
- After the tag is affixed, it needs to be activated by linking it to a prepaid wallet or bank account. This can be done by logging in to the bank’s or online portal’s website and following the instructions.
Once the FASTag is activated, it can be used for toll payments at any toll plaza in India, including those in Uttar Pradesh. It is a convenient and hassle-free way to pay toll charges and reduces the need for cash transactions.
Benefit of FASTag
FASTag ka upyog karne ke kai fayde hote hain. Yahan kuchh fayde hain:
- Samay bachat: FASTag ka upyog karke gadi ko toll plaza par rukkar cash dena nahi padta hai, jisse samay bachta hai aur yatra tezi se hoti hai.
- Cash ke upyog ko kam karna: FASTag ke madhyam se toll payment digital tarike se hota hai, jisse cash ke upyog ko kam kiya ja sakta hai.
- Digital Transactions ko badhava: FASTag ka upyog digital transactions ko badhava deta hai aur cashless economy ko promote karta hai.
- Online recharge: FASTag ke liye online recharge karne ke liye kisi bhi samay, kisi bhi jagah internet ka upyog kiya ja sakta hai.
- Discounts: FASTag ka upyog karne par kuchh banks aur toll plaza operators cashback aur discounts pradaan karte hain.
- Environment friendly: FASTag se cash transactions kam hone se pollution bhi kam hota hai, kyunki kagaz ke notes ki upyog se saaf suthre environment ke liye khatra hota hai.
In sabhi faydon ke saath-saath, FASTag bharat sarkar ki Digital India abhiyaan ke liye ek mahatvapurna kadam hai jisse desh ki economy ko bhi fayda milta hai.
list of Bank Name Which Provide FASTag
Several banks in India offer FASTag services to their customers. Here is a list of some of the major banks that provide FASTag:
- State Bank of India (SBI)
- HDFC Bank
- ICICI Bank
- Axis Bank
- Punjab National Bank (PNB)
- IDFC Bank
- Bank of Baroda
- Kotak Mahindra Bank
- Yes Bank
- IndusInd Bank
- Federal Bank
- Karur Vysya Bank
- South Indian Bank
- City Union Bank
- Saraswat Bank
- Syndicate Bank
- Canara Bank
Aside from these banks, non-banking financial companies (NBFCs) and online portals like Paytm, Airtel Payments Bank, and Amazon Pay also offer FASTag services. Customers can choose any of these banks or portals to apply for FASTag and make toll payments on highways without having to stop at toll plazas.
What are the Documents Need to Applying FASTag
The following documents are typically required to apply for a FASTag:
- Vehicle Registration Certificate (RC): The original or a photocopy of the RC of the vehicle being registered must be provided.
- Identity proof: A valid identity proof such as Aadhaar card, PAN card, passport, driving license, or Voter ID card must be submitted.
- Address proof: A valid address proof such as Aadhaar card, utility bill, bank statement, passport, or Voter ID card must be submitted.
- Passport size photograph: A recent passport size photograph of the vehicle owner must be submitted.
It is important to note that the exact document requirements may vary depending on the bank or issuer of the FASTag. It is recommended to check with the bank or issuer for specific document requirements before applying for a FASTag.
How to Recharge FASTag Card? Step by Step
Here are the steps to recharge a FASTag card:
- Visit the website of the issuer or the bank that has issued your FASTag.
- Go to the FASTag recharge section and enter your login credentials, such as your username and password.
- Select the “Recharge” or “Top-up” option.
- Enter the recharge amount that you want to add to your FASTag account.
- Choose the mode of payment such as credit card, debit card, net banking, or UPI.
- Enter the payment details such as card number, CVV, and expiry date or provide the required information for net banking or UPI.
- Once the payment is successful, the FASTag account will be recharged with the desired amount.
It is important to ensure that there are sufficient funds in the FASTag account before entering a toll lane. Insufficient funds may result in a penalty fee and delay in toll payment. Also, it is recommended to keep a record of all the transactions and the balance in the FASTag account.
What is the Process of Card Activation?
The process of activating a FASTag card depends on the issuer or the bank that has issued the card. Here are the general steps that are followed for activating a FASTag card:
- The FASTag card comes with a unique 16-digit identification number that is mentioned on the card.
- To activate the FASTag card, the cardholder needs to visit the issuer’s website or the bank’s website that has issued the card.
- On the website, the cardholder needs to select the “Activate FASTag” option.
- Enter the 16-digit identification number mentioned on the FASTag card.
- Provide the required personal details such as name, address, and mobile number.
- Upload the necessary documents such as vehicle registration certificate, identity proof, and address proof.
- Once the verification process is complete, the FASTag card will be activated and the cardholder will receive a confirmation message.
- The cardholder can then recharge the FASTag account and start using it for toll payments.
It is important to note that the exact process of activating a FASTag card may vary depending on the issuer or the bank. It is recommended to follow the instructions provided by the issuer or the bank for card activation.
FAQ on Apply FASTag
Sure, here are some frequently asked questions (FAQ) on FASTag:
Q: What is a FASTag?
A: FASTag is an electronic toll collection system that uses radio frequency identification (RFID) technology to enable automatic toll payments.
Q: What are the benefits of using FASTag?
A: Some benefits of using FASTag include faster toll payments, cashless transactions, online recharge, automatic balance updates, toll discounts, and reduced traffic congestion.
Q: Which vehicles require FASTag?
A: As per the Ministry of Road Transport and Highways (MoRTH), all categories of vehicles are required to have a valid FASTag for payment of toll fees on national highways.
Q: How can I get a FASTag?
A: You can get a FASTag from any of the certified banks or payment service providers (PSPs) authorized by the National Payments Corporation of India (NPCI).
Q: What documents are required for FASTag?
A: The documents required for FASTag include vehicle registration certificate (RC), address proof, identity proof (such as Aadhaar card or PAN card), and passport size photograph.